“A reimagined retirement is one that is planned, structured, lived and continually reexamined in light of sound biblical doctrine, principles and practice. It is a retirement lived for the glory of God, his kingdom and the good of his people.”
In this book author C. J. Cagle takes a hard look at modern retirement and what it means to us. For many, the ideal is to work as hard as we can, save as much as possible, and then spend the final years of life on an endless vacation. This approach is not biblical and is unlikely to lead to personal satisfaction.
Since the Bible does not address retirement directly (most people would not live long enough or have the financial means to stop working), Cagle uses general biblical principles for living. For example, we should save, but if we are saving so much and working such long hours that we have no desire or time to be generous, we have turned a positive into a negative. In the same way, our finances may allow us to retire from our job, but we should never retire from the vocations God has given us — within our families, communities and churches. Retirement is a time when we can plan to do the work we choose to do for God’s Kingdom, rather than the work we must do to earn a living.
The book contains some history of how modern retirement evolved, a case study following a young couple from marriage to retirement age, and a number of sections on saving, investing and other financial issues. Cagle makes it clear that he is not a financial planning professional, and any advice given should not replace consulting such a person. He is:
“just a fairly average, financially conservative guy who wants to steward my God-given resources well.”
That being said, I had my husband (who was a banker and stockbroker in another life) review the material, and he found it basic and sound.
There is also some discussion about preparing a will, life insurance, and dealing with medical decisions and issues.
Most of the advice in this book is too late for me, as I am already retired. It should be read by young people, well before they approach retirement. It could be a great book to read, discuss or plan a class around for young marrieds in the church.
VERDICT: 4 stars– This book was not particularly helpful to me, but would be a good resource for younger people
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The Lutheran Ladies received a free copy of this book in return for an honest and fair review – Disclaimer pursuant to FTC 16 CFR Part 255